Riding Horses

When the bidding is concluded all sport horses are insured at

R+V Versicherung AG
Vereinigte Tierversicherung Gesellschaft a.G.
Raiffeisenplatz 1, D-65189 Wiesbaden

Contact person: Michael Edzards

fon: +49 5144 5609962
email: michael.edzards@ruv.de


The fact that an auction is held with auction horse insurance cover can be found in the respective auction conditions. In online auctions, you will also be shown the additional costs incurred before placing a bid - the insurance costs are also shown there accordingly.

Insurance coverage for the period of time of six month after the auction is provided at 2.75 % of the auction sales price (including auction fee and actuall valid VAT) and includes the following service:

  • 80 % of the horses value if the animal dies or has to be put down due to illness or accident
  • 80 % of the horses value for permanent disability as a result of illness or accident (Basis of the contract are the German general insurance conditions “AVB TLP” of the VTV, effective as of January 2008)
  • The insurance cover includes all transports within the mentioned period of coverage (by land, air and sea) to the first buyer’s home. Within europe, the risk of transport is generally insured.
  • The auction sales price plus auction fees and respectively valid VAT is considered as amount insured, max. Euro 175,000.
  • Within the scope of the animal life insurance via the auction, there is no insurance cover for the risk of castration. Should an extension of the insurance cover be requested for castration, it is mandatory to notify the Verband or VTV prior to castration and to request a confirmation of cover for this. The additional insurance cover will be subject to a fee depending on the amount of the insurance sum.
  • The insurance contract will directly be concluded with above mentioned company. The Hannoveraner Verband will bill the premium on the final auction invoice.
  • It is possible to extend the coverage with above mentioned company within the mentioned period of coverage at buyer’s own expenses. Another clinical and radiological examination will not be required. Contractual waiting periods do not occur.
  • Contrary to the foregoing explanations there might be horses without or with limited insurance coverage.

Licensing Stallions

When the bidding is concluded all licensing stallions are insured at

R+V-Generalagentur Michael Edzards
Von-Campe-Weg 4, D-29336 Nienhagen

Contact person: Michael Edzards

fon: +49 5144 5609962
email: michael.edzards@ruv.de


The fact that an auction is held with auction horse insurance cover can be found in the respective auction conditions. In online auctions, you will also be shown the additional costs incurred before placing a bid - the insurance costs are also shown there accordingly.

Insurance coverage for the period of time of six month after the auction is provided at 2.75 % of the auction sales price (including auction fee and actuall valid VAT) and includes the following service:

  • 80 % of the horse’s value if the animal dies or has to be put down due to illness or accident. Basis of the contract are the German general insurance conditions “AVB TLP” of the VTV, effective as of January 2008.
  • The insurance cover includes all transports within the mentioned period of coverage (by land, air, and sea) to the first buyer’s home. Within Europe, the risk of transport is generally insured.
  • The auction sales price plus auction fees and respectively valid VAT is considered as amount insured, max. Euro 175,000.
  • The insurance contract will directly be concluded with above-mentioned company.
    The Hannoveraner Verband will bill the premium on the final auction invoice.
  • The possibility of follow-up insurance can be requested from the above-mentioned company at your own expense within the insured period. The insurance company will decide on its admissibility. Another clinical and radiological examination will not be required. Contractual waiting periods do not occur.

Foals

When the bidding is concluded, all foals purchased at the Verden Auction will be insured by

R+V Versicherung AG
Vereinigte Tierversicherung Gesellschaft a.G.
Raiffeisenplatz 1, D-65189 Wiesbaden

Contact person: Frau Malve Hausharter

phone: +49 611 5333972
email: Malve.hausharter@ruv.de


The fact that an auction is held with auction horse insurance cover can be found in the respective auction conditions. In online auctions, you will also be shown the additional costs incurred before placing a bid - the insurance costs are also shown there accordingly.

A premium of 1.25 % of the auction sales price (including auction fee and actually valid VAT) will be paid to cover the insurance the foal will be six months old, for the following:

  • 80 % of the horse’s value if the animal dies or has to be put down due to illness or accident
  • 80 % of the horse’s value for permanent disability as a result of a illness or accident
  • Basis of the contract are the German general insurance conditions “AVB TLP” of the VTV, effective as of January 2008.
  • The insurance cover includes all transports within the mentioned period of coverage (by land, air and sea) to the first buyer’s home.
  • The auction sales price plus auction fees and respectively valid VAT is considered as amount insured, max. Euro 25,000.
  • The insurance contract will directly be concluded with above mentioned company. The Hannoveraner Verband will bill the premium on the final auction invoice.
  • It is possible to extend the coverage with above mentioned company within the mentioned period of coverage at buyer’s own expenses. Another clinical and radiological examination will not be required. Contractual waiting periods do not occur.

Youngster

When the bidding is concluded all Youngster are insured at

R+V Versicherung AG
Vereinigte Tierversicherung Gesellschaft a.G.
Raiffeisenplatz 1, D-65189 Wiesbaden

Contact person: Michael Edzards

fon: +49 5144 5609962
mobile: +49 172 4530249
email: michael.edzards@ruv.de


The fact that an auction is held with auction horse insurance cover can be found in the respective auction conditions. In online auctions, you will also be shown the additional costs incurred before placing a bid - the insurance costs are also shown there accordingly.

Insurance coverage for the period of time of six month after the auction is provided at 2.75 % of the auction sales price (including auction fee and actuall valid VAT) and includes the following service:

  • 80 % of the horses value if the animal dies or has to be put down due to illness or accident
  • 80 % of the horses value for permanent disability as a result of illness or accident (Basis of the contract are the German general insurance conditions “AVB TLP” of the VTV, effective as of January 2008)
  • The insurance cover includes all transports within the mentioned period of coverage (by land, air and sea) to the first buyer’s home. Within europe, the risk of transport is generally insured.
  • The auction sales price plus auction fees and respectively valid VAT is considered as amount insured, max. Euro 175,000.
  • Within the scope of the animal life insurance via the auction, there is no insurance cover for the risk of castration. Should an extension of the insurance cover be requested for castration, it is mandatory to notify the Verband or VTV prior to castration and to request a confirmation of cover for this. The additional insurance cover will be subject to a fee depending on the amount of the insurance sum.
  • The insurance contract will directly be concluded with above mentioned company. The Hannoveraner Verband will bill the premium on the final auction invoice.
  • The possibility of follow-up insurance can be requested from the above-mentioned company at your own expense within the insured period. The insurance company will decide on its admissibility. Another clinical and radiological examination will not be required. Contractual waiting periods do not occur.
  • xContrary to the foregoing explanations there might be Youngster without or with limited insurance coverage.

Broodmares

When the bidding is concluded all broodmares are insured at

R+V Versicherung AG
Vereinigte Tierversicherung Gesellschaft a.G.
Raiffeisenplatz 1, D-65189 Wiesbaden

Contact person: Michael Edzards

fon: +49 5144 5609962
mobile: +49 172 4530249
email: michael.edzards@ruv.de


The fact that an auction is held with auction horse insurance cover can be found in the respective auction conditions. In online auctions, you will also be shown the additional costs incurred before placing a bid - the insurance costs are also shown there accordingly.

Insurance coverage for the period of time of six month after the auction is provided at 1.25 % of the auction sales price (including auction fee and actuall valid VAT) and includes the following service:

  • 80 % of the horses value if the animal dies or has to be put down due to illness or accident
  • Basis of the contract are the German general insurance conditions “AVB TLP” of the VTV
  • The insurance cover includes all transports within the mentioned period of coverage (by land, air and sea) to the first buyer’s home. Within europe, the risk of transport is generally insured.
  • The auction sales price plus auction fees and respectively va-lid VAT is considered as amount insured, max. Euro 25,000.
  • The insurance contract will directly be concluded with above mentioned company. The Hannoveraner Verband will bill the premium on the final auction invoice.
  • It is possible to extend the coverage with above mentioned company within the mentioned period of coverage at buyer’s own expenses. Another clinical and radiological examination will not be required. Contractual waiting periods do not occur.
  • Contrary to the foregoing explanations there might be broodmares without or with limited insurance coverage.

No Insurance

  • The Hannoveraner Verband e.V. occasionally holds auctions where the auction horses do not have insurance cover. The reason for this is that for some formats no suitable standard insurance cover is available from our partner R+V, e.g. pregnancy auctions. And if the location of the auction horses is not in Germany, no standard insurance cover can be offered, too. In addition, the Hannoveraner Verband has decided not to cover individual auctions with the insurance standard of the R+V framework contract, e.g. if auctions held by the Verband on behalf of individual exhibitors or auctions that deviate from the usual overall auction standards.

In case of interest please contact the VTV-contact person mentioned above.

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